Article Category - Retirement
When should I start planning for retirement?
Retirement is a huge event in someone’s life. For 40 odd years, you have been going to work, meeting and working with the same people. Then it all comes to an end. For those who plan, they will start a … Read More
Are pensions overly complicated?
A report issued last week for the Journal of Aging & Social Policy found that 66% of over 50’s didn’t know either how their pension pot would be paid at retirement or the amount of their benefits. This is a … Read More
Rebalancing
Last week, I wrote about diversification and the need to have it as part of any investment strategy. Once your investment strategy has been put in place, it has to be managed to ensure that it meets long term expectations … Read More
Personal Fund Threshold
The deadline for submitting a Personal Fund Threshold (PFT) notification on 31 July 2015 is fast approaching. While it only affects a few, if it does apply to you, it is very important to make the notification in order to … Read More
Danger of buying back years for Defined Benefit Pensions
A few weeks ago, I got a phonecall from a retired member of the DAA pension scheme. He had contributed to AVC’s for all his working life with the DAA and when he came to retirement, he decided to buy … Read More
What happens to my pension if I die?
I have written about the different type of pension plans before. They are mostly all the same i.e. a savings plan for retirement, but there are differences such as how much you can put into a particular plan . Another … Read More