I have been doing a lot of work over the last few months with clients who are moving from employee positions to IT daily rate contract. Good IT consultants are worth their weight in gold with daily rate contracts ranging from €500 – €800 per day for those with high levels of expertise. Most contractors […]
On 21 October 2011, liquidators were appointment in the case of Custom House Capital. The investment company was known for attracting high net worth clients before it went bust. In the latest court case in November, there were allegations that Harry Cassidy and John Mulholland embezzled in excess of €2.3m for their own benefit. But what […]
If you’ve opened a bank account or made an investment recently, you would have been asked to provide a copy of your passport or driving licence and a recent utility bill. The reason for this is anti-money laundering requirements; ensuring that you aren’t trying to launder illegally earned money or finance terrorism. As a financial […]
This is my 100th blog post. I didn’t know what to write about for such a significant post. But two things happened. I came across this photo which is called Leap of Faith and I looked at the calendar. Bluewater Financial Planning opened its door two years ago today (I’m writing this on Friday). So this […]
The Civil Partnership and Certain Rights and Obligations of Cohabitants Act 2010 came into force in January 2011 but there is still a lot of confusion over what the act does and does not do. Civil Partnership Applies to same sex couples only. Must be a public ceremony with at least 2 witnesses and carried […]
More and more people in Ireland are getting divorced. Along with the family home, pension funds can be the biggest asset that is divided between the separating couple. In the case of couples who divorce later in life, one spouse may have accumulated a large fund for retirement while the other has nothing at all. […]
The Central Bank made its announcement yesterday (27 January 2015) on the new rules applying to mortgages. These are effective immediately and are expected to be introduced under legislation in next few weeks. The rules are: Loan to Value Rule You may borrow 80% of the value of the property for homes i.e. a 20% deposit […]
