In the tv show Suits, Michael gets a job as an associate in top law firm Pearson Hardman, despite not having a law degree. They get several series out of this before he and the firm gets exposed and the firm is almost ruined. In professions like the law or accounting, you have to be […]
We’ve all had fantasised about what we would do if we won the Euro millions and had more money than we could think of. Who we would buy houses for, who we would give a few quid to? What car would you buy? Where would you go on holidays? Would we give up work, reduce […]
Using a financial planner isn’t for everyone. Lots of people have an interest in personal finance and are willing to spend the time learning about it and keeping track of things (although over confidence in their own abilities can be an issue). But there are lots of people who have no interest in personal finance […]
With markets continuing to have a torrid time and now the start of job losses in the tech sector, there is an increased level of worry for investors. Last year saw bumper returns for investors so this years volatility is somewhat of a shock for investors. Some are beginning to ask, how much can I […]
Speaking with a new client last week, he told me that his colleague’s financial advisor said she needed €1 million in her pension at retirement. He wanted to know if he needed €1 million as well? I had no idea. He was a new client and I didn’t know enough about him and what he […]
The gym I go to has boxing bags. I like doing a Boxing HIIT workout with them. It’s great cardio and I always feel great afterwards. But I don’t know how to box. When you see some of the other guys hitting the bags, you realise that there is a lot more to it than […]
In an episode of The Simpsons, in an attempt to get a free can of Crystal Buzz Cola, Homer sticks his arm up the chute of a vending machine and it gets stuck. He ends up with his other arm stuck up the chute of the candy machine. Just before they are about to saw […]
I read an article in The Irish Times about how the Fire movement is inspiring people to plan for retirement. Fire stands for Financial Independence Retire Early. It is a movement that started in the US and has grown in popularity in Europe too. Under its principles, people save large proportions of their salary each […]
A standard will is pretty straight forward; assets go to the surviving spouse and after that, it is split evenly to the children. This is standard fare and parents don’t want their children to fall out by one getting more than the others. While it is fair that the assets are evenly split, it does […]
When I was reading the Pension Commissions report for last weeks article, I was struck (and angered) about how many pension reports and roadmaps I have read over the last number of years. Each on promised to do the same thing; address the looming pension crises that we all know is coming and getting closer […]