News & Articles

 

A guarantee is only as good as those giving it

During the credit crunch recession, money was leaving Irish banks at an alarming rate as people didn’t trust the solvency of the banks. To avoid a run on the banks, the Minister for Finance, Brian Lenihan, introduced the Deposit Guarantee Scheme, where the Irish State would guarantee up to €100,000 in deposit accounts for individuals. […]

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What Cohabiting Couples need to do about property and inheritance

Cohabiting couples don’t have the same rights as married couples. In today’s Ireland where lots of people want to live together but not get married, this sets them at a big disadvantage. Today, we are going to look at the case of inheritance and the family home. Potential Tax Liability In the eyes of the […]

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What is the index tracking?

Index funds have gained in popularity over the years as the preferred method of investing. I often get calls from people who tell me they want to invest in an index fund. There are literally hundreds of thousands of different index funds. The index fund itself can be made up of bonds or stocks and […]

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Will all this stimulus lead to inflation?

Inflation is good for economies as it drives consumption. If you think something will be cheaper tomorrow, you will hold off buying it until the price falls. Production will fall and people will be laid off. Companies can then pay staff less as they can be easily replaced. By prices increasing over time, production continues […]

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What the IMF thinks

The IMF issued two quarterly reports, the Wold Economic Outlook Update and the Global Financial Stability Update . Reading these two reports reminded me of the recent article I wrote about the stock market not being the economy One focused on the outlook for the global economy while the other looked at the markets. The […]

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Programme for Government – Pensions

With all that is going on with the Covid 19 pandemic, it was easy to forget that we actually had a general election in February. The people voted for change but ended up with a coalition of the only two parties to ever to hold the office of the Taoiseach, along with the Green Party. […]

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What level of risk are you willing to take?

Warren Buffett once said “Be fearful when others are greedy and greedy when others are fearful”. Another anecdote from the last recession was that when the strippers in Las Vegas start talking to you about their stock portfolio, it’s time to get out. Coronavirus Hit Companies We have seen investors buying up stock of companies […]

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Should I go all in with Big Tech?

A client sent me very interesting charts (below) that highlights the impact that Big Tech has on the stock market. The first one shows the S&P500 versus a global index ex US. You can see that the S&P 500 has significantly outperformed. The chart on the right shows the combined returns of f Facebook, Amazon, […]

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What is happening with the stock market?

While the world continues to struggle with the coronavirus and governments try to balance public health with reopening the economy, there’s one thing seems to have gotten over Covid 19…the stock market. Profits for the first quarter of January through to March have all been announced. This period included a strong period of growth and […]

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Are Irish banks safe?

With the global economy shut down due to Covid 19, lots of people’s minds flashed back to the last recession and the worry that the money they held on deposit wasn’t secure. I have had one or two questions from clients on the security of Irish banks, so I thought it would be a good […]

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