Steven Barrett's Archive

No, you are not paying 3% in charges for your pension

I have set up Google alerts for a number of different keywords, so every morning I get an email with articles linked to that keyword. One of those keywords is pensions and last Monday I got an alert to an article saying that six in every ten euro in a pension pot being consumed by […]

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The Investment Genius

Financial advisors are always looking for ways to add value for our clients. A past offering was that of investment genius. There were investment geniuses all over the world offering their services as a financial advisor. When advising you on how to set up your pension and investments, the investment genius would tell you to […]

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Patience is a virtue

I often hear people say that investing is just like gambling, when in fact it is the opposite. The longer that you gamble, the more likely you are to lose your money. Whereas, the longer that you invest for, the less likely you are to lose your money; you have a much greater chance of […]

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The history behind deemed disposal

Of the 350 blogs that I have written so far, the most read and most commented ones are the articles about deemed disposal. People do not like paying tax and especially when they are paying tax on a gain that they have not realised. But how did we get to this situation? Net roll up […]

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Should you buy individual stocks?

I love podcasts (if you have any recommendations send them on. And if you’re looking for new ones, have a look here). One of the shows I listen to every week is Pivot, which is a tech, business and politics show. One the hosts, Scott Galloway, has been touting Roblox as a buy for well […]

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Investment Trusts

For investors trying to avoid deemed disposal, there aren’t too many options available. One of them is investment trusts, some of which hit the news last week after a slump in their value. So what are investment trusts and why was their such a big slump in their value? What is an Investment Trust? Investments […]

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Should social media companies be allowed in ESG funds?

My son and I were talking about the tragic death of the father of Liverpool’s goalkeeper, Alisson Becker. He drowned in a lake on their property in Brazil. As with most 13 year old’s, my son gets most of his news on TikTok and he was shocked at the comments below the story, people being […]

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Your business is your wealth

It’s different being a business owner. You start off not knowing if you are making the right decision, going from a secure salary to being your own boss, not knowing if you will still be open for business in a year’s time. A lot of sacrifices are made to create and grow a business. I […]

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Why I won’t be investing in Bitcoin

Bitcoin has been in the news this week after the value of 1 bitcoin hit $50,000, with many people thinking it could hit €100,000 by the end of the year. This is a meteoric increase in value for the cryptocurrency that was invented in 2008 and if the predictions come through, an easy and quick […]

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Mo Salah and past performance

“Past performance is not a reliable guide to future performance”. It’s the best known piece of small print ever written. We all know it off by heart from hearing it on the tv and radio. But that doesn’t stop people looking at past performance and using it to make decisions on what funds they invest […]

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