Is the Celtic Tiger making a Lazarus style resurrection? Going by the amount of unsolicited emails I’m now getting from promoters of syndicated property funds, some people are beginning to get a bid giddy and want to lure people back into the property obsession that takes over people in this country. There are lots of reasons […]
The best part of my job is listening to people’s ambitions and helping them achieve it. In most cases, it takes sacrifice now in order to make things happen later. A lot are not willing to make that sacrifice, so I have to ask myself, how much do they really want it? Moving House The best example of […]
A few weeks ago, I got a phonecall from a retired member of the DAA pension scheme. He had contributed to AVC’s for all his working life with the DAA and when he came to retirement, he decided to buy back years to boost his pension. He was phoning me because as part of the recent […]
Everyone knows that they should have one but it one of those things that usually gets put at the bottom of the “must do” list. Having a will is important but not urgent. Unfortunately, when it does become urgent, it’s too late. To hurry you along, I’ll look at a couple of reasons why you […]
I was at a conference hosted by Dimensional Fund Advisors last week. Dimensional believe in evidence based investing; taking their investment philosophy from the world of academia and are heavily influenced by Nobel laureate Gene Fama and his colleague Ken French. When it comes to investing, we primarily invest in 3 different assets classes: Equities Bonds Property But […]
The wonderful thing about Warren Buffett’s annual letter is how much we can learn from the world’s most successful investor. We can all get caught in the latest investment strategies and when you read how this man has made his billions, you see that he takes a simple approach to investing and ignore all the noise […]
On 28 February 2015, Warren Buffett issued his annual shareholder’s letter. His company, Berkshire Hathaway, is now celebrating 50 years in business and a lot of his letter this year looked back at its beginnings, how it got to where it is today and what the next 50 years holds (remember, Buffett is 84 now and […]
In my work as a financial advisor, people come into me all the time looking for advice on what to do with their money. When I ask them “what are you investing for?”, most of the time I get a shrug of the shoulders and “I want it to grow into more money” as an […]
In last weeks blog, I suggested cohabiting couples take out life of another cover to protect themselves financially if their partner dies. People have been asking me what life of another cover is and how does it differ from normal life cover. Life of Another Cover Usually, people take out life cover on their own […]
